Basic Life Insurance Plan is provided to all client-beneficiaries and staff members of Kasagana-Ka Synergizing Organizations (KSO) as well as to client-beneficiaries of KMBA partner microfinance institutions and other organized community or basic sector groups. Qualified for membership are those between the ages 18 and 60 years. Membership applicants are required to present their birth certificate (if they are single) or marriage contract (if married) as well as birth certificates of unmarried legitimate children below 21 years old and, if not married and without dependent children, marriage contract of dependent parents (above 60 years old). Members contribute PHP20 weekly: PHP15 for insurance premium and PHP5 for the retirement savings fund. KMBA processes benefit claims using a 1-3-5-day target.